Landlord Insurance Cincinnati

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By Jack Thomas • December 12, 2019

Landlord Insurance Cincinnati — New Lower Rates Now Available!

If you’re looking for a better value on Landlord Insurance in Cincinnati Ohio you’ve come to the right website!

New Lower rates are now available for real estate investor shopping for Landlord Insurance in Cincinnati and the surrounding areas.

Call Pathway Insurance by dialing 513-662-7000 up until 6 PM EST Monday through Friday, make use of our online chat system located on the right-hand side of our website, or send us an online quote request by clicking one of the links below:

We offer competitive options on Insurance for Landlords throughout the United States for Single-Family Residential Units, Apartment Buildings, Office Buildings, Strip Malls, Hotels and Motels, Condo Associations, Warehouses and much more!

Landlord Insurance Cincinnati — For Cash Real Estate Investors

For real estate investors purchasing properties with cash some may decide to self-insure their properties versus purchasing a Cincinnati Landlord Insurance Policy.

Taking this approach makes logical sense if you never have a claim, premiums that would have been paid to insurance company sit safely in your bank account.

However, if you do have a claim, particularly a liability claim, you may find yourself with the unfortunate experience of being forced to pay hundreds of thousands of dollars out of pocket or more!

This happened to our fictitious character Jimmy John.   Jimmy inherited nearly $750,000 after his mother died from a brief illness.

Jimmy has worked for the city for many years and while it’s true he has a nice government pension, Jimmy also wants to increase his ability to retire early and instead of investing risky stocks, Jimmy knows that more millionaires have been created by purchasing real estate than any other investment.

Jimmy wants to purchase real estate and use the monthly income from rents he would collect to help him retire earlier.

Jimmy also does not want to take out loans on properties he wants to purchase, which will reduce his investment returns.

Jimmy realizes that he will have a significant leg up over other real estate investors because he can pay cash.

Jimmy invest in a real estate course, he networks on social media learning as much as he can about investing in real estate and he is ready to go.

Jimmy purchases his very first property making use of an online auction. The property needs significant repairs and he will need to hire a construction company to complete the repairs.

Jimmy finds a gentleman advertising on Craigslist named Riff Willington, owner of Riff Raf Construction. Riff agrees to meet Jimmy in the afternoon the next day to inspect his property.

Landlord Insurance Cincinnati — Recap

As Jimmy is strolling through his newly purchased foreclosed property Riff Willington of pulls into Jimmy’s driveway, turns off his ignition, pulls out his keys shoving them into his jean pockets and then exits the truck.

Riff starts to make his way up to the front door — when he remembered that he had forgotten his carpenters’ pouch that containing various small tools including a tape measure.

Riff turns around and walks back to his truck to retrieve his pouch.  He opens the rear cab door where he last remembered placing his pouch and as soon as he opens the door, he is instantly reminded that he had forgotten to clean out the back of his truck cab as at least a case worth of empty beer cans immediately hit the ground.

Riff sees his carpenters’ pouch and swiftly grabs that and throws it into the driver’s seat looking around sheepishly to see if anyone witnessed the beer cans exiting his truck.

Not finding an audience of any kind Riff gets busy collecting the empty cans and pitching them into the bed of his truck.

Riff is almost half finished collecting his empty beer cans when a loud voice BOOMS: 

Landlord Insurance Cincinnati — Are you Riff Raff?” 

Riff is so startled by being unexpectedly called out to that he stands up a bit too quickly, loses his balance, tripping over his own feet and crashes to the ground!

Riff rolls over on his back, out of breath more from embarrassed than injury and as the person he assumes he was to meet, Jimmy John, stands over him hand extended he accepts and unsteadily rises to his feet and a few moments pass by as he tries to catch his

breath and finally Riff asks “I’m guessing you’re Jimmy John?”

“Yes”, Jimmy John replies and continues, “Riff let me apologize once again for giving you a scare, I called out to you but you didn’t hear me because of the truck passing by, are you sure you are ok?” Jimmy inquires.

“No worries friend,” as he moved his hand over his heart, “I have a strong ticker.” Riff then offers his hand in greeting shaking Jimmy’s hand vigorously to show no harm was done, “should we get started to see what needs to be done to your home?” Riff asks.

“Yes” Jimmy replies, “and by the way thanks for cleaning up those beer cans, I got here about 30 minutes ago and some person must have thrown them into my yard after I arrived for some reason.  I appreciate you picking them up for me, did you want me to grab a garbage bag? I hate to have you clean up someone else’s litter.” 

For a moment Riff wonders if Jimmy saw the beer cans fall from his truck to test him, then he decides maybe Jimmy didn’t see the beer cans fall out of his own truck after all, so he decides to chance it and replies, “People just don’t have any respect now a days for other people’s property — it’s not a problem I’ll take care of it.”

Riff quickly scoops up the remaining beer cans and pitches them into the back of his truck bed and he turns smiling as he follows Jimmy to the front door.

We will pick up what occurs next in this article: Landlord Insurance Newport Ky.

Landlord Insurance Cincinnati — Low Rates are One Call or Click Away!

Shopping for Landlord Insurance in Cincinnati or the surrounding areas can take a great deal of time if you don’t call the right agency. 

We are the right agency to buy Cincinnati Landlord Insurance from as we have the companies you need no matter what situation you find yourself in!

If you are a new real estate investor, or a seasoned veteran we can help you find the coverage you need based on your individual needs.

If you own single-family residential units, or need Insurance for Apartment Buildings Cincinnati we can help!  If you own an office building or strip mall we can help!

Own or manage temporary housing for travelers? We offer great rates on Hotel Insurance in Cincinnati, Manage a condo association?  We offer very low rates for Condo Association Insurance in Cincinnati.

No matter what type of commercial real estate that you own or manage, we can help.

Call 513-662-7000 up until 6 PM EST through the week, use our online chat system located on the right-hand side of our website that is available up until 8PM Monday-Friday, or send us an online quote request by clicking one of the links below:

Remember if you need any of the below lines of business we can help!  Click for quotes.

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